Owner-Occupied | No Ratio
Open the doors of homeownership for credit-worthy borrowers who don’t bank traditionally or have otherwise been locked out from opportunities and access to financing.
*Up to 80% LTV allowed
*Loan amounts up to $2M
*Ficos as low as 640
*No DTI calc on O/O & 2nd homes
*100% gift funds allowed
*1 day from BK seasoning settled/discharged
| LTV | FICO | RESERVES | |
| 80% | 700 | 12 Months | Interest only 18 months | |
| PURCHASE | 75% | 680 | 12 Months | Interest only 18 months |
| RATE AND TERM | 60% | 660 | 12 Months | Interest only 18 months |
| 65% | 640 | 12 Months | Interest only 18 months | |
| LTV | FICO | RESERVES | |
| 75% | 720 | 12 Months | Interest only 18 months | |
| CASH OUT REFINANCE | 70% | 660 | 12 Months | Interest only 18 months |
